Lexington Law Reviews, Cost, & Efficiency [2022 Update]

Why do so many people recommend Lexington Law? Is it because of their generous discount program, seamless user experience, or maybe their affordable pricing plan?

In this Lexington Law review, you’ll learn what the company offers, customer reviews, FAQs, and what sets this company apart from the others, among other things.

Lexington Law Overview

Lexington Law began operating in 2004, and since then, they’ve helped send and settle more than 221 million disputes and challenges

While doing in-depth research, we found that the company has closed 671 complaints in the last three years and 290 in the past twelve months. Keeping in mind how many years they’ve been in the business, the high number of complaints is somewhat expected,, although the issues being resolved means they take care of their users. Based on Lexington Law firm reviews, the company is reputable and still one of the best out there.

What Does Lexington Law Do?

To get started, let’s take a look at what makes Lexington Law restoration services great.

Erroneous Data Challenging and Possible Removal

Lexington Law can challenge and work to remove late payments, instances of foreclosure, bankruptcies, debt collections, charge-offs, repossessions, and judgments.

Want the lowdown on Lexington Law services? We read and collected the most useful Lexington Law credit repair reviews on the web. Keep reading to find out about its free consultations, discounts, resource center, customer service, as well as their cancellation.

Free Credit Consultation

While Lexington Law does not currently offer a free trial, they do give potential clients access to a free credit consultation.

Lexington Law Discounts

With Lexington Law, active military personnel, veterans, students, and spouses or members of the same household receive a 50% discount on first work fees.

Lexington Law Credit Repair Resource Center

Lexington Law’s website features a fantastic credit education hub. There, you’ll find information on loans, loan qualification, credit 101, credit repair, credit bureaus, credit cards, Lexington Law packages, life events, negative items, and tips on how to improve your credit score. They also have an informative blog that discusses everything from repossessions to understanding Fair Credit Reporting Act (FCRA) laws.

Lexington Law Prices & Service Levels 

So, how much is Lexington Law credit repair service? Check out the prices of their different packages below:

PlanPrice + Subscription
Concord Standard$89.85/month
Concord Premier$109.95/month

Concord Standard

This service level includes:

  • Bureau challenges
  • Creditor interventions

It’s best for people who need help disputing errors on credit reports.

Concord Premier

This level includes the same things as Concord Standard, plus:

  • InquiryAssists
  • Score analysis
  • ReportWatch
  • TransUnion alerts

It’s best for people who want to know more about their credit scores and get alerts when changes are detected.


Lastly, this one includes everything previously mentioned, as well as:

  • Cease & desist letters
  • FICO credit scoring model score tracker
  • Protection against identity theft
  • Personal finance tools

This option is best for someone who wants what the previous plans offer with more particular features, such as the financing tools. 

Credit report pulls are a separate charge of $14.99.

Ease of Use

To start using Lexington Law credit repair solutions, you need to contact the provider. You can do this via their website, through email, or by telephone. From there, the company will reach out to you and begin the case intake.

Lexington Law obtains credit reports from TransUnion, Equifax, and Experian. Their dedicated team of attorneys and paralegals then review the reports and begin communicating with relevant creditors and credit bureaus.

Lexington Law reviews show the company’s legal team employs a personalized credit repair strategy to each and every case; not only can you be assured that they’ll be working hard, but they’ll also be working smart. 

This is where the journey ends for Concord Standard clients.

For Concord Premier and PremierPlus customers, next is a credit score analysis, followed by a personalized improvement plan that details what you can do to raise your score. The customer support line handles disputes and are available to coach you, defend you, and respond during extended business hours.

At any point, you can use the Lexington Law credit repair app to track your case and monitor your results. The mobile app was released in 2018 and is free for all Lexington Law clients. It features a biometric loginaccess to credit reportsstatus and action updates for each item, a FICO score, and a progress tracker.

Overall, the process of becoming a Lexington Law customer is a seamless, user-friendly, and intuitive one.

Lexington Law Consumer Reviews

We’ve trawled through 200 Lexington Law credit repair complaints (and compliments) on BBB for the past 12 months. On Better Business Bureau, Lexington Law has a C rating and is not BBB accredited either. Prior to their recent regulatory trouble, the company enjoyed a comfortable A- rating.

On Trustpilot, Lexington Law has a 4.7 rating based on 316 reviews; on ConsumerAffairs, it has a rating of 3.7 from 178 votes.


If you aren’t swayed by them yet, below you’ll find information on Lexington Law pros and cons, as well as how they fare against competitors.

CompanyWinLoseBest for
Lexington LawFree credit consultationCredit report pulls are paid separatelyMore affordable plans
Sky Blue CreditCheaper packages No additional servicesCouples discount
Credit SaintOngoing monthly costs are cheaperThe resource center isn’t as robust as Lexington LawDisputes that are more complex
CreditRepair.comApp for credit monitoringNo money-back guarantee Couples

What differentiates Lexington Law from other credit repair companies are free credit consultations, an extensive resource center, and add-ons that can be quite useful. Utilizing this company is a good choice for anyone who’s looking to repair a credit score.

Is Lexington Law Worth It?

As you can tell after reading our Lexington Law review, anyone who needs to repair their credit score is able do so through them. The company’s stellar reputation, impressive track record, superior customer support, and extensive service leave no questions as to why they are considered one of the top performing credit repair companies in 2022.

Where Lexington Law Dominates

PROSExtended customer service hours
Free credit consultation
Cases handled by attorneys and paralegals
User-friendly mobile app

Where Lexington Law Falls Short

CONSPossible billing and collections issues
Cancellation can be difficult

Lexington Law is a solid option for people who are looking to dispute errors to fix their credit score, and what’s most important they offer a free consultation.


Does the company assist with legal matters?

Yes, the Lexington Law team is made up of attorneys and paralegals so it shouldn’t come as a surprise that they assist with legal matters. In Arizona and Utah, the company offers full-service legal solutions that cover everything from criminal defense to family law.

Does the company have any pending regulatory action?

Yes, a government action from the Consumer Financial Protection Bureau is currently pending. Nothing has been proven but the allegations include violation of sections 1031 and 1036 of the CFPA and Act 15 of the Telemarketing and Consumer Fraud and Abuse Prevention Act.

What is the average credit repair program duration?

Naturally, everyone’s financial situation differs from person to person so it’s difficult to predict how long the repair will take. However, Lexington Law typically takes an average of 6 months.

Does the company offer any discounts for family members, military, students?

Yes. Lexington Law discounts are applicable to active military members, veterans, members of the same household, and students. The discount consists of 50% off their initial fee.

How long does it take for Lexington Law to repair your credit?

The time needed for credit repair may vary from individual to individual due to different factors. For example, according to Lexington Law, the average is 10 items removed per individual in six months.

Is Lexington Law a scam?

No, Lexington Law is not a scam, it’s a legitimate company. It has been in the business for quite some time. If you want to use their service you can schedule a consultation, free of charge, and find out all the details.

Is Lexington Law good?

Lexington Law is a credit repair company and a law firm that has a good reputation. If our review wasn’t enough, take a look at other reviews of Lexington Law and then decide.

Can Lexington Law remove repossessions?

Yes, Lexington Law can remove repossessions. It can help you with other disputes as well but make sure to get in touch with them because each case can be different.

How to cancel your Lexington Law account?

You can do that at any time by calling their customer service team. Just remember that you will be liable to pay for any services rendered prior to your canceling.

How much does Lexington Law cost?

In our Lexington Law review, there is a table with prices that depend on the level of credit repair service. There are Concord Standard, Concord Premier, and Premier Plus at a price of $89,85, $109, 95, and $129,95 respectively.

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