The Credit People: Reviews, Services, Pros & Cons

Are you searching through The Credit People reviews to learn about how they work and their market reputation? Look no further!

Serving people with bad credit for more than 15 years, The Credit People specializes in fast credit repair services. The company focuses on helping individuals fix their credit and simultaneously raise credit scores. It is top-ranked by consumer review websites and it works best for people who want to improve their credit score and be able to take out loans on the best of terms.

We focused our observation of the Credit People credit repair reviews on:

  • The Credit People credit restoration services
  • Pros & cons
  • Support
  • Pricing

The Credit People Credit Restoration Services & Pricing

The Credit People is dedicated to helping individuals go from bad to better credit. To deliver what they promise, the company has a team of credit experts that analyzes the credit scores of their customers. It then formulates the best plan of action on how to remove negative items on their credit reports. The company tries to keep things simple, but doesn’t dislose the pricing openly.

The Credit People Additional Services

  • Access to free credit reports and score
  • Unlimited credit disputes
  • Debt validation
  • Inquiry validation
  • Expert advice and help beyond credit reports
  • Credit resource center for educational support on how to build credit

Step-By-Step Guide

Our The Credit People credit repair process review wouldn’t be complete without a step-by-step description of their signup process. It’s really easy and straightforward. Here are the steps that you need to take to register with them:

  1. Log on to their official website.
  2. Click on the ‘Get Started’ button.
  3. Next, provide information as requested in the registration form.
  4. After you fill in the details, tick the small box to agree to their terms and conditions. However, make sure that you read them before you
  5. check the box. It will then take you to the next step.
  6. You will then receive an activation email.
  7. Once you activate it, you can then choose your membership package and get started.

The entire process is simple and hardly takes up 5 minutes of your time.

What to Expect Upon Registration?

Once you become a member, the company will send you credit reports from all three major bureaus for free along with your credit score. It will help you keep track of your progress since you’ll know where you’ve started from, and how much your score has improved by the end of the service. Besides this, you will also have 24-hour access to your account, where you can view your dashboard to check:

  • The progress of your credit
  • The changes/updates made

Customer Reviews & Ratings

  • The Credit People Reviews by Best Company

With 301 customer reviews on Best Company, The Credit People received a 4.5-star rating on criteria like value for money, customer service, company trustworthiness, and quality of service. 71% gave the company 5 stars, while only 6% ranked them at 1 star, and 3% gave them a 2-star rating.

  • The Credit People ConsumerAffairs Rating

After going through 8 customer reviews on the ConsumerAffairs platform written in the last 2 years, the results show full customer satisfaction. All 8 customers give a 5-star rating to the company.

Customer Reviews FeedbackCustomer Reviews Complaints
Excellent customer supportLimited packages
Prompt credit score improvements
Transparent pricing

Customer Service Hours

Based on the number of positive reviews, it can be said that The Credit People is perhaps one of the best credit repair companies in 2022. You can call them on their toll-free number 866-382-3410 round the clock for a free consultation or service assistance. In case you have questions about the quality of their services, it is highly advisable to read a couple more of The Credit People reviews to get a better understanding of how they work so that you can make an informed decision.

Freebies: Get a free credit guide via email signupDoesn’t disclose pricing openly
Get discounts on their services by using promo codes
Cancel anytime & get a refund for last month’s payment
Award-Winning Company
Results in Less Than 60 Days
24/7 Access Online & Toll-free support

The Credit People vs. Competitors

Let’s see how they compare.

The Credit People vs Credit Saint

If your credit issues are more than The Credit People can handle, this should be the first alternative to try. While more expensive, Credit Saint does have more detailed and thorough plans. It also offers a free credit consultation.

The Credit People Credit Repair vs Sky Blue Credit Repair

In terms of competition, The Credit People’s standard Monthly Membership package and Sky Blue Credit Repair’s standard package have the same monthly fee. But The Credit People’s registration fee is allegedly cheaper than the Sky Blue Credit Repair’s, which is $79.

The Credit People Credit Repair vs Lexington Law

Likewise, when compared to and Lexington Law, The Credit People is more affordable. However, its competitors offer multiple credit repair service options to meet the needs of clients ranging from basic to aggressive credit repair services.

Interested to learn more about where The Credit People stands on the credit repair market? Check our compilation of 2022’s top-rated credit repair companies.

Wrap Up

With over 15 years of experience helping people build their credit, The Credit People is a reliable and trustworthy credit repair company. Based on The Credit People customer reviews, we can summarize that the company is highly customer-centric and works relentlessly to help clients build their credit with the utmost ease. The process is simple, transparent, and result-driven. In case you don’t see results in 60 days, you can cancel your membership and get a full refund, no questions asked. People with poor credit can make use of their services to improve their credit rating and qualify for better loan terms in the future.


Does the company assist with legal matters?

Yes. The Credit People helps you dispute inaccuracies in your credit reports and challenge them.

Does the company have any pending regulatory action?

No. The Credit People is a reputable business, even though it’s not yet accredited by BBB (Better Business Bureau).

What is the average credit repair program duration?

While it varies from person to person, they do claim that their customers begin to see results within 60 days of beginning their credit repair program.

Does the company offer any discounts for family members, military, or students?

Yes. The company offers various deals and promos.

Is there a referral program in place?

Yes. The company has an affiliate program in place. They offer high payouts with transparent tracking.

Do The Credit People offer a money-back guarantee?

Yes. They offer an unbeatable satisfaction guarantee. If you’re unhappy with their services, they will refund you last month’s payment and will not charge you for the current month.

How long does the credit repair process take with The Credit People?

The process varies from client to client.

How do The Credit People secure customer data?

The Credit People have taken adequate measures to make their website secure for its members. The company’s website uses an industry-standard Secure Sockets Layer (SSL) encryption on all pages where personal information is dealt with. Moreover, to enter the client support section on their website, you must use an SSL enabled browser. It helps protect the confidentiality of your credit card, personal, or checking account information.

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